bLOS is a Single Point Loan Origination System for Loan Accounts and addresses the pre-sanction loan process. It supports both retail and corporate loan appraisal process. It integrates with CBS (Core Banking Solution), E-Mail, SMS, Alert Message Systems, Document Management, Collaterals, Inspection, Follow-Up, Recovery and Internet Banking / Mobile Applications. Credit Scoring, Approval Work Flows, Alert Messaging and Dash Boards are all in-built in the system. Customer Loan, Collateral and Insurance inquiries are also available in the system. The solution / application supports loan reminders, notices and loan statements. It also is a single point system for all loan related activities and inquiries.